Credit Review Associate - Financial Risk Assessment Specialist

Join Cepat Kredit Financing as a Credit Review Associate and play a pivotal role in safeguarding financial stability by meticulously evaluating the creditworthiness of potential borrowers. Based in the vibrant region of Badung, Bali, this position offers a unique opportunity to leverage your expertise in financial risk assessment within a dynamic and innovative financial institution. As a Credit Review Associate, you will be responsible for conducting thorough credit reviews, analyzing financial documents, and making informed decisions that impact both our borrowers and the overall financial health of the company.

Cepat Kredit Financing, a leading player in the Indonesian financial sector, is committed to providing accessible and responsible lending solutions. With a strong reputation for integrity and excellence, we are dedicated to maintaining high standards of financial risk management. In this role, you will have the chance to work with cutting-edge tools and technologies, including Credit Risk Management Systems (CRMS) and financial analysis software, to streamline your credit review processes.

📋 Tanggung Jawab Pekerjaan

• Conduct comprehensive credit reviews and assessments of potential borrowers to determine their creditworthiness.
• Analyze financial documents, including credit reports, tax returns, and bank statements, to assess the financial health of applicants.
• Utilize Credit Risk Management Systems (CRMS) and financial analysis software to streamline credit review processes and ensure accuracy.
• Collaborate with cross-functional teams, including underwriting, operations, and compliance, to make informed lending decisions.
• Develop and maintain strong relationships with borrowers, providing clear and transparent communication throughout the credit review process.
• Stay updated on industry trends, regulatory requirements, and best practices in credit risk management.
• Participate in continuous learning and development opportunities to enhance your skills and knowledge in financial risk assessment.
• Contribute to the development and implementation of risk management policies and procedures.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Minimum of 2 years of experience in credit risk management, financial analysis, or a related field.
• Proficiency in using Credit Risk Management Systems (CRMS) and financial analysis software, such as Bloomberg, FactSet, or similar tools.
• Strong analytical and problem-solving skills to assess and mitigate financial risks.
• Excellent communication and interpersonal skills to effectively interact with borrowers and team members.
• Knowledge of Indonesian financial regulations and industry standards is a plus.
• Ability to work in a fast-paced environment and meet tight deadlines.
• Certification in financial risk management or credit analysis is a plus.

🛠️ Keahlian

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